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Calculate your estimated downtime, recovery costs, and financial exposure.
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the protection of cyberbreach
Built around real-world response
The CyberBreach program is designed specifically for CyTek clients, ensuring your coverage aligns with how your business is supported.
When a cyber event occurs, your IT service provider can be approved to respond immediately. Your coverage is structured to support that response, allowing recovery to begin without unnecessary delays.
Policies work in tandem, eliminating conflict and enabling a more efficient claims process.
Duals Claim Coverage
techrug’s "dual claim coverage" is a cyber insurance model designed to eliminate conflicts of interest and speed up the payout process in the event of a cyberattack. Unlike standard insurance where different companies typically insure the IT Service Provider and their client, this model insures both parties under the techrug/Lloyds of London Coverholder program. Two policies working in tandem
Digital Forensics and Incident Response (DFIR)
If your IT Service Provider is certified through techrug's DFIR accreditation levels, their organization will be an endorsed panel list vendor on your cyber policy. They are now equipped with the skills needed to handle Severity level 4 (Low/SEV4) + Severity level 5 (Informational/SEV5) security events. Responding swiftly and effectively to unforeseen circumstances will minimize downtime and damage that could lead to significant financial loss and reputational damage.
Up to 30% Savings
Up to 30% Saving - With the right security posture in place, you may qualify for up to a 30% savings every single year.
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Real scenario — what happens when you're hit
Techrug CyberBreach
Attack Occurs
Threat is detected on your system.
MSP Notifies techrug — Can Act
Immediate communication with the insurer.
MSP Begins Remediation
Your trusted MSP can get to work right away.
Threat Contained & Systems Secured
Damage should be minimized with a quick, effective response.
Investigation of Claim
Two policies working in tandem. No infighting.
Coverage Responds Accordingly
100% claim payout in 2024 & 2025.
Result: Minimal downtime. Faster recovery. Clear payout.
Traditional Carrier
Attack Occurs
Threat is detected on your system.
MSP Notifies the Carrier — Can Not Act
MSP is forced to wait for carrier approval before responding.
Carrier Responds in Hours, Days or Weeks Later
Critical time can be lost while systems remain impacted.
Threat Contained & Systems Secured
Outside vendors can take time to respond on behalf of the insurance carrier which could lead to a larger claim payout.
Investigation of Claim
Each carrier might look to defend their position which could leave you caught in the middle and a delay.
Coverage May or May Not Respond
Around 40% of cyber claims get denied.
Result: Possible extended downtime, larger revenue loss. Uncertain claim outcome.
⸻ techrug cyberbreach
100%
claims covered
Every single claim under the techrug Coverholder program in 2024 and 2025 was fully paid. Dual-party coverage, transparent requirements, zero rejections.
⸻ standard insurance
40%
Claim denial rate
Nearly half of all cyber claims in 2024 were rejected. Your MSP and your business are insured separately, creating conflicts exactly when you need coordination most.
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coverage questionaire
Get an
Indication Today
Fill out the form and our underwriting team responds within 1 business day with your personalized options — exclusive to CyTek clients.
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