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techrug

Cyber Liability Insurance Built for Your Business.

Cyber breach program

We help businesses across all industries recover from the financial impact of cyberattacks, data breaches, and other technology-related risks. Our CyberBreach™ policy protects businesses across the United States.

⸺ Find Your Industry

Cyber Coverage Built for Your Industry

Every industry faces different cyber risks. Select your industry to learn about the exposures that matter most and how cyber insurance can help protect your business.

Cyber breach program
  • Protecting Public Trust in the Digital Age.


    Government bodies, municipalities, and public organizations hold sensitive citizen data and operate critical infrastructure. A cyber event can disrupt services and erode public confidence instantly.

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    Key Coverages: Data Breach & Privacy Liability · Network Interruption & Loss of Income · Regulatory Fines & Penalties · Incident Response


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  • Keeping Supply Chains Moving After a Cyber Event.


    Logistics operations depend on real-time systems, connected fleets, and automated supply chain platforms. A breach can halt shipments and expose customer data across the entire network.


    Key Coverages: Network Interruption & Loss of Income · Data Breach & Privacy Liability · Cyber Extortion & Ransom · Incident Response

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  • Securing High-Stakes Systems Against Cyber Threats.


    Aerospace companies manage sensitive defense contracts, proprietary engineering data, and complex operational technology. A cyber event can compromise intellectual property and disrupt critical timelines.


    Key Coverages: Data Breach & Privacy Liability · Cyber Extortion & Ransom · Regulatory Fines & Penalties · Network Interruption & Loss of Income

     

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  • Protecting Projects, Contracts, and Client Data.


    Construction firms manage subcontractor networks, financial transfers, and project management platforms that are increasingly targeted. A single phishing attack can redirect payments and expose client relationships.


    Key Coverages: Cybercrime & Electronic Fraudulent Instruction · Data Breach & Privacy Liability · Network Interruption & Loss of Income · Incident Response


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  • When Operations Stop, Every Hour Costs.


    Manufacturers rely on connected operational technology and automated production systems. Ransomware targeting OT environments can shut down production lines, costing thousands per hour of downtime.


    Key Coverages: Cyber Extortion & Ransom · Network Interruption & Loss of Income · Regulatory Fines & Penalties · Incident Response

     

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  • Trust Is the Product. Protect It.


    Financial services firms hold sensitive client financial data, process high-value transactions, and operate under strict regulatory frameworks. A breach doesn't just cost money — it costs client relationships.


    Key Coverages: Data Breach & Privacy Liability · Cybercrime & Electronic Fraudulent Instruction · Regulatory Fines & Penalties · Incident Response

     

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  • Critical Infrastructure Demands Serious Protection.


    Oil and gas operations manage industrial control systems, remote monitoring networks, and sensitive operational data. A cyber incident can trigger safety risks, regulatory scrutiny, and major financial losses.


    Key Coverages: Network Interruption & Loss of Income · Cyber Extortion & Ransom · Regulatory Fines & Penalties · Incident Response

     

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  • Protecting Customer Data Across Every Transaction.


    Auto dealerships collect sensitive personal and financial data at every stage of the sales process. DMS systems and financing platforms are high-value targets that require serious cyber protection.


    Key Coverages: Data Breach & Privacy Liability · Cybercrime & Electronic Fraudulent Instruction · Network Interruption & Loss of Income · Incident Response

     

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  • Your Reputation Is Built on Confidentiality.


    Law firms, consultancies, and professional service organizations hold confidential client information that attackers actively target. A breach can trigger liability claims and permanently damage client trust.


    Key Coverages: Data Breach & Privacy Liability · Regulatory Fines & Penalties · Cybercrime & Electronic Fraudulent Instruction · Incident Response

     

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  • Patient Data Is Among the Most Valuable — and Vulnerable.


    Healthcare organizations manage protected health information under strict HIPAA requirements. Ransomware attacks can disrupt patient care, trigger regulatory penalties, and expose years of sensitive records.


    Key Coverages: Data Breach & Privacy Liability · Regulatory Fines & Penalties · Cyber Extortion & Ransom · Network Interruption & Loss of Income

     

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  • Every Transaction Is an Opportunity for Attackers.


    Retailers process high volumes of payment card data and customer information across physical and digital channels. POS breaches and e-commerce attacks can expose thousands of records overnight.


    Key Coverages: Data Breach & Privacy Liability · Network Interruption & Loss of Income · Cybercrime & Electronic Fraudulent Instruction · Incident Response

     

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  • Protecting Intellectual Property and Project Data.


    Engineering and architecture firms manage proprietary designs, project files, and sensitive client data across collaborative platforms. A breach can compromise years of intellectual property and client relationships.


    Key Coverages: Data Breach & Privacy Liability · Cyber Extortion & Ransom · Network Interruption & Loss of Income · Incident Response

     

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First Party and Third Party Cyber Coverage

CyberBreach™ provides comprehensive cyber liability coverage designed to help businesses respond to and recover from cyber events, including data breaches, ransomware, business interruption, regulatory investigations, and third party claims.

 

As a Lloyd’s Coverholder, techrug has delegated authority to underwrite coverage on behalf of our syndicate. Today, CyberBreach™ protects more than 1,000 businesses across the United States.

Cyber breach program
Cyber Extortion & Ransom

Cyber Extortion & Ransom

Cybercriminals can hold your business hostage and demand payment to prevent disrupting systems or exposing confidential information. The financial fallout can be devastating. Cyber extortion coverage protects a business against damages and expenses from extortionists threatening to launch a cyberattack, steal data, or disrupt systems.

Incident Response

Incident Response

A cyberattack can happen to a business at any time.  Incident response coverage provides immediate access to the right experts to help contain the damage, notify the right people, and recover as quickly as possible.

Regulatory Fines and Penalties

Regulatory Fines & Penalties

Helps an organization cover the costs of investigating, defending against, and paying civil fines/penalties levied by government agencies or industry bodies following a data breach or security failure.

Network Interruption & Loss of Income

Network Interruption & Loss of Income

If your network goes down due to a cyberattack, that can mean lost revenue. This coverage helps replace lost income and cover ongoing expenses while your systems are restored.

Cybercrime & Electronic Fraudulent Instruction

Cybercrime & Electronic Fraudulent Instruction

Fraudulent emails and fake payment instructions can fool even the most careful employees. If this happens, you need coverage to protect your business from a financial loss caused by cybercriminals tricking employees into transferring funds or data, or by hijacking systems to steal assets.

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Ready to protect your business?

Talk to techrug about cyber liability coverage built for your industry.

Cyber breach program
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