Health Benefits
techrug continues to lead in customizable PPO, HSA, Level Funded, and Self-Funded health plans built specifically for MSPs.
In the second half of 2025 alone, our clients achieved premium savings ranging from 11% to 36% across 36 states.
Now, we are taking it even further.
In Q1 2027, techrugHEALTH will launch the largest MSP health insurance captive program in the United States.
Why techrugHEALTH
Customization
No more one size fits all plans.
Design your own program, select your preferred TPAs and PBMs, and focus on real cost control.
Return of Profits
When claims are lower than expected, the unused premium comes back to you. Your performance directly impacts your financial outcome.
Stop Loss Protection
Built in protection against catastrophic claims, so you can operate with confidence.
PatientPal
A Smarter Healthcare Experience for Your Team
PatientPal is your dedicated healthcare ally, designed to support employees, reduce costs, and simplify the entire healthcare experience.
What’s Included
Claims Negotiation
Over $5.6 million saved for clients to date through high level negotiation.
24/7 Patient Advocacy
Real time support for your employees whenever they need it.
Compliance Support
Legal grade guidance to keep your business aligned and protected.
Data Driven Reporting
Clear visibility into usage, trends, and cost savings.
Healthcare Navigation
Provider searches, care coordination, and ongoing support.
Bill Review and Resolution
Identify errors, reduce overcharges, and correct costly mistakes.
Virtual Care Access
Telehealth options for fast, convenient everyday care.
Benefits Enrollment Platform
Simplified. Streamlined. Compliant.
Our Benefits Enrollment Platform makes onboarding and administration seamless.
No added cost. No unnecessary complexity. Just a system designed to keep your MSP efficient and compliant while delivering a better employee experience.
Built for MSPs. Owned by MSPs.
This is not another insurance product.
This is a model designed to give control, transparency, and financial upside back to MSPs.
